Indonesia
Bank Mandiri sees 50% increase in Islamic banking profits
Bank Mandiri sees 50% increase in Islamic banking profits
																					
								The opening of more branches throughout Indonesia will help attain this goal.
						
					
					
				ADB warns Indonesia against over-reliance on banks for financing
																					
								Urges development of local bond market instead.
						
					
					
				Singapore driving Indonesian banking expansion
																					
								Singapore has long been considered the epicentre of wealth management and financial services for Asia, and to a greater extent the globe. However an up and coming South East Asian country is quickly catching up to the diminutively sized island nation to become a financial powerhouse in the region…
						
					
					
				Bank Danamon's micro lending growth dragged by slow growth in Java
																					
								The bank’s loan growth slowed to 14.4% in FY12.
						
					
					
				Bank Negara Indonesia on track to achieve ~US$850m net profit in FY13F
																					
								Thanks to NPLs declining to 2.8% in 2012.
						
					
					
				Bank Rakyat Indonesia's growth in micro loans feared to slow
																					
								Average loan yields in micro loans have dropped to 20% in 2012.
						
					
					
				Here are 4 downside risks for Indonesian banks
																					
								And check out the 2 upside risks.
						
					
					
				Bank Mandiri's branch network now 1.8 times the size of BCA's
																					
								Branch network increased by 1.6 times between 2009 and 2012.
						
					
					
				Credit penetration in Indonesia still low even after a decade of strong credit growth
																					
								It's at 29% of GDP.
						
					
					
				See how Bank Negara Indonesia has improved after its 4-year transformation phase
																					
								BNI now has 1,447 outlets from only 939 in 2009.
						
					
					
				Nomura predicts strong micro credit growth recovery for Bank Rakyat Indonesia in FY13F
																					
								Thanks to the 6,000 newly-hired loan account officers.
						
					
					
				This is how Bank Central Asia sustained a decade-long record of profitability
																					
								Having the lowest cost of deposits is an advantage.
						
					
					
				Bank Mandiri's retail fee income grows faster than the balance sheet
																					
								Fee income grew 21% in FY12.
						
					
					
				Look at what the Indonesian banks are doing for the first time in a decade
																					
								They're expanding beyond their "core" lending segments.
						
					
					
				Indonesia to allow state lenders to own multiple banks
																					
								Indonesia may allow state banks to have majority ownership of more than one lender. 
						
					
					
				Indonesia should strictly limit foreign ownership in its banks
																					
								The limit should be 49% and not 99% as proposed.
						
					
					
				You should know about the 'Three-Horizon' growth strategy for Islamic banks
																					
								It is very clear that Islamic banking is now an established industry with high growth prospects. Asia is and will continue to be a key geographical area for this industry, whether it is South East Asia, South Asia or the Middle East.
						
					
					
				 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
								 
						 
								 
						 
								 
								 
						 
						 
								 
								 
																					
											
																			 
																					
											
																			 
																					
											
																			 
																					
											
																			 
                