China

Higher borrowing costs seem to be a boon for them.

Most of them will be in the Pearl River Delta.

NPL formation rate rose to 4.17% in 4Q from 2.96% in 3Q.

Rising risks plague China banks amidst slowing economy.

This is so they can benefit from interest rate liberalisation.

They still believe that NPLs have not been fully exposed.

Profitability has been further reduced, as well as solvency ratios to a lesser extent.

They account for 41.4% of the total market share of WMPs.

It outpaced the 10% growth for normal lending.

It's the first and only American bank to be granted such a license.

Dwindling business on local stock markets is to blame.

China bank risk is on the rise. The unweaving focus by both markets and regulators – ranging from individual bank to financial system stability as a whole – reflects a sense of urgency that actions are needed to contain the risk. This is no easy job. And at least in the government’s mind, it requires not only a trade-off between short-run profitability and long-term system risk of commercial banks, but also balancing the interest between different players in the financial industry, for example, insurers and asset management corporations (AMCs).

8% special-mention loans is already offloaded.

Regulators are tightening rules on WMPs.

2017 might prove more difficult in terms of solvency.

Thanks to the launch of the Chongqing Connectivity Initiative.