Lending & Credit
This is how HKMA's tighter regulations help banks' credit profiles
This is how HKMA's tighter regulations help banks' credit profiles
                                                                                                 
                        
                          	The more severe 300bp interest-rate stress test is a boon after all.
                    
                                        
                    
                Bangkok Bank to expand personal loan offering
                                                                                                 
                        
                          	Bangkok Bank is studying he best way to expand in the personal loans sector.
                    
                                        
                    
                Bank lending to local government financing vehicles curbed
                                                                                                 
                        
                          	China urges local governments to abide by the rules to avert more bad loans.
                    
                                        
                    
                Alibaba to finance Guangdong's small businesses
                                                                                                 
                        
                          	Alibaba will offer collateral-free credit loans to small business owners in Guangdong Province. It is building up its financing arm to tap its...
                    
                                        
                    
                Loan penetration extremely low in ASEAN
                                                                                                 
                        
                          Guess which country has the lowest loan penetration at 30% of GDP?
                    
                                        
                    
                Loan growth in Malaysia to slow to 11% in 2013F
                                                                                                 
                        
                          	Rate of compression is likely to ease as well.
                    
                                        
                    
                S.Korean banks told to support risky debtors
                                                                                                 
                        
                          	South Korea wants to prevent bank customers from becoming credit delinquents via a pre-workout program.
                    
                                        
                    
                Philippine bank lending up 16.2%
                                                                                                 
                        
                          	Loan releases of Philippine commercial banks increased 16.2 percent to P3.219 trillion for the full year 2012.
                    
                                        
                    
                Thailand's KTB, Exim Bank provide attractive SME loans
                                                                                                 
                        
                          	Krungthai Bank will increase its SME loans by Bt55 billion this year.
                    
                                        
                    
                Bangkok Bank to benefit from Thailand's first-ever SME loan cycle since 1997
                                                                                                 
                        
                          	SME loans accounts for 90% of its loan book.
                    
                                        
                    
                Chinese banks' medium- to long-term loans finally rebound after a 2-month decline
                                                                                                 
                        
                          	Loans were up RMB309.8b in January.
                    
                                        
                    
                Why we can't expect much from Bank Rakyat Indonesia's net interest income growth until 2014
                                                                                                 
                        
                          	Awaiting the delayed effect of BRI's 2011 revitalization programme.
                    
                                        
                    
                Massive Wenzhou debt might wreck Chinese financial reforms
                                                                                                 
                        
                          	Court cases on private financing jumped to 20,000 in 2012.
                    
                                        
                    
                Indian Overseas Bank expects 18% credit growth in FY13
                                                                                                 
                        
                          	Indian Overseas Bank expects a loan growth of up to 18 percent in the current fiscal.
                    
                                        
                    
                Vietnam will not meet 2015 deadline for Basel II
                                                                                                 
                        
                          	Banking sector’s huge non-performing loans and inadequate credit risk framework are major stumbling blocks.
                    
                                        
                    
                Philippines' bank lending standards eased in 4Q12
                                                                                                 
                        
                          	It's attributed to improvement liquidity of banks’ asset portfolio.
                    
                                        
                    
                Chinese banks in massive rollover of local government debt
                                                                                                 
                        
                          	Extends repayment of three-fourths of RMB4 trillion.